Elak gunakan simpanan, pastikan dana kecemasan cukup
%20-%20https://sketchapp.com%20--%3e%3ctitle%3eArtboard%3c/title%3e%3cdesc%3eCreated%20with%20Sketch.%3c/desc%3e%3cdefs%3e%3clinearGradient%20x1='50%25'%20y1='0%25'%20x2='50%25'%20y2='99.2583404%25'%20id='linearGradient-1'%3e%3cstop%20stop-color='%232AABEE'%20offset='0%25'%3e%3c/stop%3e%3cstop%20stop-color='%23229ED9'%20offset='100%25'%3e%3c/stop%3e%3c/linearGradient%3e%3c/defs%3e%3cg%20id='Artboard'%20stroke='none'%20stroke-width='1'%20fill='none'%20fill-rule='evenodd'%3e%3ccircle%20id='Oval'%20fill='url(%23linearGradient-1)'%20cx='500'%20cy='500'%20r='500'%3e%3c/circle%3e%3cpath%20d='M226.328419,494.722069%20C372.088573,431.216685%20469.284839,389.350049%20517.917216,369.122161%20C656.772535,311.36743%20685.625481,301.334815%20704.431427,301.003532%20C708.567621,300.93067%20717.815839,301.955743%20723.806446,306.816707%20C728.864797,310.92121%20730.256552,316.46581%20730.922551,320.357329%20C731.588551,324.248848%20732.417879,333.113828%20731.758626,340.040666%20C724.234007,419.102486%20691.675104,610.964674%20675.110982,699.515267%20C668.10208,736.984342%20654.301336,749.547532%20640.940618,750.777006%20C611.904684,753.448938%20589.856115,731.588035%20561.733393,713.153237%20C517.726886,684.306416%20492.866009,666.349181%20450.150074,638.200013%20C400.78442,605.66878%20432.786119,587.789048%20460.919462,558.568563%20C468.282091,550.921423%20596.21508,434.556479%20598.691227,424.000355%20C599.00091,422.680135%20599.288312,417.758981%20596.36474,415.160431%20C593.441168,412.561881%20589.126229,413.450484%20586.012448,414.157198%20C581.598758,415.158943%20511.297793,461.625274%20375.109553,553.556189%20C355.154858,567.258623%20337.080515,573.934908%20320.886524,573.585046%20C303.033948,573.199351%20268.692754,563.490928%20243.163606,555.192408%20C211.851067,545.013936%20186.964484,539.632504%20189.131547,522.346309%20C190.260287,513.342589%20202.659244,504.134509%20226.328419,494.722069%20Z'%20id='Path-3'%20fill='%23FFFFFF'%3e%3c/path%3e%3c/g%3e%3c/svg%3e)
Dapatkan artikel iniuntuk diterbitkan semula
Premium
Elak gunakan simpanan, pastikan dana kecemasan cukup
Jun 1, 2025 | 5:00 AM
Elak gunakan simpanan, pastikan dana kecemasan cukup
Dapatkan artikel iniuntuk diterbitkan semula
Perancang Kewangan Bertauliah dan Pengarah, Pengurusan Kekayaan (Ekonomi & Strategi Pasaran) Financial Alliance Pte Ltd, Encik Sani Hamid. - Foto fail
Ada soalan mengenai pelaburan? Tanya pakar kami, Perancang Kewangan Bertauliah dan Pengarah, Pengurusan Kekayaan (Ekonomi & Strategi Pasaran) Financial Alliance Pte Ltd, Encik Sani Hamid.
Soalan: Baru-baru ini saya menerima kejutan kesihatan yang menyebabkan perbelanjaan perubatan tidak dijangka. Memandangkan insurans kesihatan saya tidak meliputi segala kos, saya terpaksa mengguna simpanan saya. Berapa jumlah simpanan yang sepatutnya saya ada dalam dana kecemasan untuk mengelakkan daripada menggunakan simpanan jangka panjang atau pelaburan untuk kos yang tidak dirancang?
Laporan berkaitan
Jika warisi harta pusaka, baik labur atau simpan?May 21, 2025 | 4:59 PM
Pastikan modal mulakan perniagaan cukup sebelum timbangkan pinjamanMay 15, 2025 | 12:41 PM
